Articles Posted in Personal Injury

As Massachusetts personal injury lawyers, we see clients in one particular circumstance far too often.  A person is seriously injured in a car crash.  The at-fault driver carries only minimal insurance.  The victim has mounting medical bills, is out of work, needs in-home care, and has nowhere to turn.

Massachusetts only requires drivers to carry Twenty Thousand Dollars ($20,000) in bodily injury coverage on automobile insurance policies. This means that if a driver who carries only minimal coverage seriously injures or kills another motorist, $20,000 may be all that is available for insurance.  But it gets worse.  Just because there is $20,000 in insurance does not mean the injury victim will recover that amount.  It is likely that most- if not all- of the recovery will be eaten up by medical bills, lost wages, and payments to others.

First, Make Sure You Have Enough of Your Own Insurance

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